There are specific steps you must take before you can succeed with your home based business. Specifically, you will have to establish and operate a system that ensures success. Does this sound like you? Are you the kind of person who hates giving a reason why something did not or could not work?Someone who will not accept anything less than continuing success? Do you set goals and press on till they are met, no matter what? One who refuses to accept less from others than you accept from yourself? Then you are going to give home business a serious shot.It is not going to be totally easy, of course, but with these traits flowing in you, you can meet the challenges required to succeed with a home business.Give It Your Time: It does not matter if your home business is not your main source of income at the moment, having decided to start one, you must treat it as something truly important to you.Now, when someone or something is important to us we spend quality time with them, right? Your attitude toward your home business cannot be any different.Probably you can only devote a few hours per week to your home-based business. But work on it EVERY SINGLE DAY. There is really no substitute for persistent dedication in this business. No one who gives it only the odd hours can see success. It has never happened for anyone. A casual attitude towards their home business is one reason why over 95% of newcomers soon exit.Select the Right Company: We are constantly assaulted these days to join one network opportunity or the other. Opportunities seem to abound everywhere. But their genuineness is another matter. To make your home business work, however, you have to be very selective about the company you decide to join. It is really strange how casually people treat this matter.Many seem to act as if it does not matter which company a person joins, as if all network marketing companies are just different roads leading to the same place! How mistaken! Do not join any company unless the answer to all the questions below is yes:Does the company possess the fundamentals for continuous long-term growth? Is there a large and expanding market for their products? Are their products things that people GENUINELY need?Will people have to re-order the products at fairly quick intervals (as opposed to one-time sales)?Do their products attract positive feedback from users?Other things to consider include the nature of their support system, availability of cheaper alternatives to their products, as well as how easy it is for new members to duplicate their sales methods.Teach Your Downline: If your home-based business involves recruiting new members, then bear in mind that your success is intricately tied to theirs. This is both an asset and a liability.There seems to be this baseless notion among most persons that in network marketing one can go on to prosper without doing much of anything at all. Well, I am sure you do not believe any of that crap.Meanwhile, ensure that the people you recruit do not believe that either. Otherwise they will not work for their success, dragging you down with them. Insist that they commit themselves to following a success plan, just like you. Train them on ways to grow in the business.Above all, do not recruit and abandon your downline! Have Some Money? It is often been said that it takes money to make money. Forget what you have been told: home business is no exception.Yes, the financial requirements here may not be in the thousands. But you DO need some money to begin with. You will surely need to pay to register with the company, to make monthly product purchases, prospect for and follow up on leads. All these call for money. In my opinion you will need an average of $200 per month to meet these obligations. And they are important to building your business.Home-based businesses are not inherently difficult to run. You only need to have a system in place and adhere to it. You should also teach those your recruit to do the same. In that case, you can make a home business work for you and your team.

Without doubt, home-based business is the current “fast ticket” item these days. Thousands are driven into it daily, lured by the promise of earning millions from the comfort of their homes. Many, indeed, made it. But a lot, lot more struck nothing but dirt.Home-based business looks deceptively easy. All you need is a computer, an Internet connection and a product to sell. But is it?Well, not quite. Home-based business is not for everyone unless you have the following:
- Strong belief in yourself and your capabilities;
- Strong desire to have something more, i.e., more freedom, more time for oneself, more money, more adventure, more fun,
- A never give-up attitude.That being said, look into yourself to see if you’ve got what it takes.On the flip-side, people want to go into home-based business for the following reasons:To manage oneself, not be managed:
We all want to be our own boss. But not all of us are born to be bosses. A lot are destined, and are happy, to be subordinates. It is not easy to be a boss, especially of oneself. A high degree of self-discipline is necessary. If you are capable to do that, half your problems are solved.Freedom from organizational rat-race:
No matter how small, organizations always have their own internal strife. Bringing different people together in the close confines of an office will always bring out the best and the worst in people. If you cannot stand that, a home-based business is a good option.Job security:
Our educational system has wired us to believe that employment is the key to job security. The advent of the Internet has proven this wrong. Millions of employees have been laid off because of company re-location, re-engineering, down-sizing and other buzz words. Job security is a myth in the current realities. Nothing is more secure than your own home-based business.Better paycheck:
Even if you work your butt off, at the end of the pay period you get nothing but what you agreed in your employment contract. An equivalent amount of effort in your own home-based business will definitely earn you more.No travel time:
The expense and travel time to commute, to and from the office, is a big factor for a lot of people who have gone into home-based business. Not counting the variety of office wear you need to have in your closet.More quality time with the family:
I once worked with a guy who practically lived in the office to span the time difference with our corporate headquarters. It nearly broke his marriage. People who are into home-based business are free of the rigors of overtime and holiday work schedules. They, generally, are not stressed out and have better quality time with their families. in this area of making a living. They have more money and quality time with their families.There can be myriad of reasons why people are rushing into home-based business. Not all will succeed but it definitely is worth giving a shot at. Besides, those who did and succeeded are all smiles on their way to the bank.Is it for you?

In today’s economic climate of global recession it is tough to find a job and it’s especially tough when you want to go back to work after starting a family. When we see the words ‘Home Based Businesses’ many of us are skeptical, and rightly so- with all of the scams and fly-by-night get rich schemes it can be disheartening to really find something out there that works, that’s similar to jobs you have before starting a family. This can be especially so when you have small children, which is why it’s important to separate true home based business ideas from ones that do not work.There are several ways to find true home based businesses that work for women, but there are a few that are easy to learn and ones you can implement immediately. Here are 3 simple tips for Home Based Business ideas for women:1) Mindset. When you find a home based business idea for women, and it looks like a solid business and professional opportunity, go for it. You have to believe you can pursue a professional business from home as well as raise children. So, take action and believe you can. But, once time goes by and the buzz of ‘something new’ wears off, make sure you don’t put it to the side and never do anything with it. Over 90% of people give up on new business ventures, especially online from home. Stick with it, and give it all that you’ve got (within the time and energy you have available for working.) If the home based business idea works, it’ll work for you with the right mindset and effort. If not, don’t be discouraged, there are plenty of more opportunities for women to find business ideas online.2) Verify and Vet. When you come across a work from home idea, verify the opportunity and vet those involved in it. Google search the company name, and the names of those involved. Google search the company name and the word ‘scam.’ (But don’t forget to verify and vet those who claim ‘scam’ too, they could just be a few sour apples.) Find out if people are actually happy with the company or service. Also, it’s always a good sign if those involved in the opportunity update and communicate often. It doesn’t have to be direct communication; it can be something like a blog, email, tweets, Facebook posts, newsletter, or forum post. Also verify if they have good customer support and your questions and concerns are dealt with in a timely manner. The more legitimate online opportunities will have more positive reviews than bad, and more available contact and support.3) Resources. Discover all the various resources available to you in your field. Search in your field for business tips and strategies, forums and blogs to connect with others, and listings and directories to advance your goal. You can also find available opportunity for work by searching. The internet is a resource and you have to mine it.There you have it! Three simple tips that will help you find your opportunity to work from home on the internet. Keep your eyes alert for home based business opportunity, make sure the opportunity checks out and isn’t a scam, get involved and stay focused, and you’ll see success in your endeavors. You can work from home and make a living while raising a family, so get started today.

The Thrill Of The Catch

If you haven’t fished before, you don’t know what you’re missing. If you did, you would be a fisherperson.

Not only does it bring you closer to nature, there’s the thrill of the catch. Imagine standing on the bank of a stream on a beautiful day, your rod bending under the weight of a good catch. This one’s a fighter and you take your time, allowing the fish to tire itself out before reeling it to shore. When you finally land it, you realize you’ve just caught the biggest fish of your life. It’s a great feeling and 1 you’ll never know until you give fishing a try.

Learning How To Fish

Now that I have your interest, perhaps you realize that you don’t have a clue how to go about fishing. Well, that’s what I’m here for. If you want to learn to fish, here are 5 easy ways:

* Ask a family member or friend who is an experienced angler to take you along the next time they go fishing — they will be thrilled to have a new fishing buddy

* Research online — there are hundreds of websites with instructions on fishing gear, bait, and fishing tips

* Go to your local library and check out how-to fishing books and magazines

* Check your local conservation or wildlife service — they often hold a fishing day where beginners can learn the basics of fishing.

* If you go on vacation in fishing country (which is darn near anywhere), check with local fishing stores — they often know local professionals who will teach you how to fish.

When To Go Fishing

Anytime is a good time to fish; you never know what you might catch.

Some species are more active near dawn and dusk when they are feeding, while others will bite any time of the day.

Certain times of the year are best for certain species. Fishing is a pastime you can enjoy all year round.

Getting Your License

Fishing licenses are required in most places, which you can buy at fishing tackle stores or Conservation and Wildlife Centers. The cost varies by location. Licenses for children are usually not required.

If you want to fish on private property, be sure to get permission from the owner. Otherwise it is trespassing.

Pack Up And Head Out

If you’ve read this far, it may be a sign you’re getting interested in fishing. Just follow the above instructions and soon you will be enjoying your favorite new hobby.

Like the saying goes, “The only things certain in life are death and taxes.” Unfortunately, small businesses know this saying all too well.

Unlike employees who look forward to their refund every April, small businesses loath the approaching spring, knowing they will have to pay Uncle Sam its share of their profits. Each year, small businesses struggling to turn a profit in an increasingly competitive business environment must pay taxes in order to keep their doors open.

With dwindling profit margins and tightened lending restrictions, however, many small business owners find themselves between a rock and a hard place when it comes time to pay the tax man. Although a business may have steady sales and revenue or thousands of dollars in inventory, banks and traditional lending institutions simply aren’t handing out small business loans like they were in year’s past, leaving small business owners with few funding options to pay their tax bill.

Thankfully, peer-to-peer lending, or social lending, has solved this growing dilemma. These modern social lending marketplaces have connected millions of borrowers with individual investors. Borrowers receive low-interest, fixed-rate loans that can be paid off in two to five years, while investors are able to benefit from decent returns in an economy with sinking bond and savings rates.

Thus, it’s a win-win situation for both small business owners in need of immediate funding and investors looking to make a small profit while helping others.

From Desperation to Exultation: One Man’s Venture into Peer-to-Peer Lending

John Mitchell is an Ohio-based small business owner who found himself in such a predicament just last year. As the owner of the only hardware store in a small town, John’s store flourished the first few years it was open.

After getting his inventory levels, pricing models, and management just right, he decided to expand his business by opening a second location in a neighboring town. John sunk all of his profits into opening his new store, which meant he was short on funds come tax time. However, knowing the success of his business, he thought he would simply get a small loan from the bank that housed his accounts and provided him with the initial loan he used to launch his business four years earlier.

Unfortunately, he witnessed first-hand the effect the recession has had on lending regulations as the banker he’s known for years denied his loan application. If he couldn’t get a loan there, where could he?

On the brink of despair, John took to the Internet to research loan options. After digging through forums and trying a few different searches, he ran across peer-to-peer lending. In less than a week after going through the quick and easy application process, he received a personal loan at a low rate for the amount he needed. A week later, John sent a check for the full amount to the IRS, and less than eight months later, he was able to pay off the loan with the profits from his new store!

If you are a small business owner who has found yourself in a similar circumstance, peer-to-peer lending can do the same for you as well, but how does peer-to-peer lending work?

How Peer-to-Peer Lending Works

A breakthrough product or service emerges every generation, and in the early 2000′s, the emerging breakthrough was social networking. From helping in the organization of overthrowing political regimes to staying in touch with friends and family members, social networking has had a profound effect on our daily lives. Now, it’s changing the small business financing landscape as well.

Peer-to-peer lending is a modern social networking solution for small businesses in search of a way of securing alternative funding. The goal of peer-to-peer lending sites, such as Prosper and Lending Club, is simply to connect individual investors with those in need of funding, and these sites are becoming an increasingly useful tool for small business owners who are unable to secure funding from traditional lenders.

Rather than jumping through endless hoops only to be denied by a bank, small businesses can receive funding via peer-to-peer lending in no time at all by following three simple steps:

Step 1: Create a Profile and Loan Listing

There are a myriad of peer-to-peer lending networks to choose from, so your first step is to research the best ones and create a profile and loan listing on the site you choose. The loan listing is essentially a cost-free ad that indicates the amount of money you need and your desired interest rate.

Step 2: Let the Bidding Process Begin

After your listing goes live, investors have the opportunity to begin bidding on your listing, providing you with the interest rate and loan amount they are willing to offer you. A major advantage of this bidding process is the fact that it can intensify as more and more lenders begin competing for your business.

When this happens, interest rates will begin dropping, potentially allowing you to obtain a much lower interest rate than you expected. It’s important to note, however, that your credit score, income, and debt-to-income ratio plays a role in the lending decision process.

Step 3: Funding and Paying Back the Loan

Another benefit of borrowing from peer-to-peer lenders is that you can accept several bids to receive your requested loan amount. For instance, if you ask for $10,000 in your loan listing to pay your business taxes, you can acquire the amount from collecting $2,000 from five different borrowers.

This makes it much easier for borrowers to receive the money they need. However, instead of making five separate payments, you would only make one payment, because the peer-to-peer lending site is responsible for dispersing the money to lenders until loans are repaid in full. They simply charge a small fee for this service.

With increased lending regulations, banks are tightening their purse strings more than ever before, making it much more difficult for small businesses to receive the funding they need to expand their business or even pay their taxes. Thankfully, peer-to-peer lending has proven to be a worthy competitor in the small business lending marketplace. If you are a small business owner and find yourself unable to pay your taxes as April approaches, or backed taxes for that matter, a peer-to-peer loan is an ideal option.